Tuesday, 19 February 2013

Why Use Broker ?

Role of a Mortgage Broker


Borrowers today usually have two options in obtaining a home or personal loan. They can approach each traditional lending institution (usually banks) or non-traditional lender directly. Alternatively they can seek the services of a professional mortgage broker who can research and find suitable loan options tailored to their client’s needs. Mortgage brokers (sometimes referred to as a financial broker) are problem solvers. They act on behalf of the borrower,  negotiating a loan that could closely suit the requirements of the client.

Mortgage Brokers help borrowers in sourcing and applying for mortgage finance for both residential and investment real estate purposes as well as in the refinancing of existing mortgages.

Services provided by a mortgage broker are usually free of cost. Mortgage brokers in most cases have a panel of lenders from which they can research and provide loan options for you. They also work for you throughout the loan process, help filling out applications and perusing through mountains of paperwork. They also help clients who might have credit problems or want a mortgage on an unusual property and can match you with the right institution.

In a volatile and a complex financial market it is recommended you use the services of a professional mortgage broker, who works in your best interest so you can see your dreams become a reality.